PUBLIC ISSUE BY OUR COMPANY OF SECURED, REDEEMABLE, NON-CONVERTIBLE DEBENTURES (“SECURED NCDs”) AND UNSECURED REDEEMABLE NON-CONVERTIBLE DEBENTURES (“UNSECURED NCDs”) OF FACE VALUE OF ₹1,000 EACH, (“NCDs”) AT PAR, AGGREGATING UP TO ₹12,500 LAKHS, HEREINAFTER REFERRED TO AS THE “BASE ISSUE” WITH AN OPTION TO RETAIN OVER-SUBSCRIPTION UP TO ₹12,500 LAKHS AGGREGATING UP TO ₹25,000 LAKHS, HEREINAFTER REFERRED TO AS THE “OVERALL ISSUE SIZE”. THE ISSUE IS BEING MADE PURSUANT TO THE PROVISIONS OF SECURITIES AND EXCHANGE BOARD OF INDIA (ISSUE AND LISTING OF DEBT SECURITIES) REGULATIONS, 2008 AS AMENDED, THE COMPANIES ACT, 2013 AND RULES MADE THEREUNDER, AS AMENDED.

Pursuant to the SEBI circular (SEBI/HO/DDHS/CIR/P/2020/233) dated November 23, 2020 (“Debt UPI Circular”), SEBI has introduced the UPI Mechanism as a payment mechanism for the Issue. The UPI Mechanism is applicable for public issue of debt securities which open for subscription on or after January 1, 2021. Accordingly, payment through the UPI Mechanism shall be available for the Issue. For further details, Please see “Issue Procedure” on page 164 of the Prospectus.

DISCLAIMER CLAUSE OF BSE: It is to be distinctly understood that the permission given by BSE should not in any way be deemed or construed that the Prospectus has been cleared or approved by BSE nor does it certify the correctness or completeness of any of the contents of the Prospectus. The investors are advised to refer to the Prospectus for the full text of the Disclaimer Clause of the BSE Limited. DISCLAIMER CLAUSE OF RBI: The Company is having a valid certificate of registration dated April 13, 2002 and a fresh certificate of registration dated January 1, 2014 bearing registration no. N-16.00175 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India 1934. However, RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or for the correctness of any of the statements or representation made or opinions expressed by the Company and for repayment of deposits/discharge of liability by the Company. CREDIT RATING: Our Company has received rating of “IND BBB”: Outlook Stable’ by India Ratings and Research Private Limited vide its letter dated March 5, 2021 for the NCDs proposed to be issued pursuant to the Issue. The rating of the NCDs by India Ratings and Research Private Limited indicate that instruments with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations and carry moderate credit risk. The ratings provided by India Ratings and Research Private Limited may be suspended, withdrawn or revised at any time by the assigning rating agency and should be evaluated independently of any other rating. These ratings are not a recommendation to buy, sell or hold securities and Investors should take their own decisions. Please refer to “Annexure II” on page 258 of the Prospectus for the rationale for the above rating.

DISCLAIMER: Muthoottu Mini Financiers Limited is subject to market conditions and other considerations, proposing a public issue of secure redeemable Non-Convertible Debentures and unsecure redeemable Non-Convertible Debentures has filed the Prospectus with the Registrar of Companies, Kerala and Lakshadweep, BSE Limited and SEBI (for record purposes). The Prospectus is available on the website of the Company at www.muthoottumini.com, on the website of the stock exchange at www.bseindia.com and the website of the Lead manager at www.vivro.net. All investors intending to participate in the public issue of NCDs by Muthoottu Mini Financiers Limited should invest only on the basics of information contained in the Prospectus dated March 25, 2021. Please see section entitled “Risk Factors” beginning on page 15 of the Prospectus for risk in this regard.